Current Deposit Rates

Partners Financial Federal Credit Union offers exceptional rates on certificates and money market accounts! NCUA insured up to $250,000.

Share Certificates Money Market Accounts

Share Certificates

Deposit Rates Effective February 1, 2017

Investment RangeTime PeriodRateAPY*
$1,000 and up6 months0.410.41
$1,000 and up1 year1.011.01
$1,000 and up2 years1.201.21
$1,000 and up3 years1.401.41
$1,000 and up5 years1.651.66
*APY = Annual Percentage Yield

Account Limitations:
– Allowed up to two (2) withdrawals
Early redemption penalty on Certificates up to 1 year (up to $9,999): $100
Early redemption penalty on Certificates up to 1 year ($10,000 & up): $250
Early redemption penalty on Certificate terms 1 year or greater (up to $9,999): $250
Early redemption penalty on Certificate terms 1 year or greater ($10,000 & up): $350
Rates subject to change without notice. Fees may reduce earnings.

Money Market Accounts

Investment RangeRateAPY*
$3,000 – $24,9990.100.10
$25,000 – $74,9990.150.15
$75,000 and over0.200.20
*APY = Annual Percentage Yield

Dividend Information:
Dividends are calculated on the average daily balance; there will be a monthly crediting of dividends. The rate is variable, with the potential frequency for the rate changes being monthly. There are no limitations during the life of the account.
Minimum Balances:
Minimum daily balance of $3,000 must be maintained to avoid service fees and retain the annual percentage yield.
Account Limitations:
The following transfer limitations are regulated by Regulation D:
– No more than six (6) pre-authorized automatic or telephone transfers.
– Three (3) check withdrawals may be made per month and are included in the six (6) total withdrawals per month.
If the Money Market account drops below $3,000 more than once per quarter, the balance will be transferred to a regular share account and the Money Market account will be closed, unless specifically approved by the manager. On joint accounts, either party may close the account.

Fees:
Overdraft fee: $39.00
Excessive withdrawal fee: $25.00
Low balance fee: $5.00 per day that the balance is below $3,000

Rates subject to change without notice. Fees may reduce earnings.

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A $15 Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $600. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

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