Partners Financial Federal Credit Union (FCU) offers both a rewards and non-rewards VISA Platinum Card. Both cards offer highly competitive interest rates, no annual fee, and a 25 day purchase grace period. See the full list of features below.
|Features and Benefits||VISA Platinum Card||VISA Platinum Rewards Card|
|No application fee|
|No annual fee|
|No balance transfer fee|
|A 25 day grace period on purchases|
|Accepted at millions of locations worldwide|
|Convenient mobile & home banking to view and pay your monthly statements|
|Low, fixed rate of 8.85% – 17.90% APR* for purchases and balance transfers|
|Low, fixed rate of 9.85% – 17.90% APR* for purchases and balance transfers|
|Earn standard rewards points (1 point for every $1 you spend)|
|Earn bonus rewards points for every 12 transactions|
|Access to the rewards redemption site to choose from rewards like cash, gift certificates, and travel.|
Get the most for you money with the VISA Platinum Rewards Card. With this credit card, you’ll earn 1 point for every $1 you spend**. How you use the points is up to you. Points can be used towards cash back, gift certificates to your favorite restaurants, stores, and more, and for travel discounts. For more information about ways to use your points, visit the Rewards Site.
Get cash back to spend on anything you want, like:
There are two great ways to use your points for travel.
Use your points to redeem gift certificates to popular brands for:
For Awards program information, including your current point balance, point expiration or to place an order, you may call the Awards Redemption Center toll-free at 877-909-1450, 9:00 a.m. to 9:00 p.m. Eastern Time Monday – Friday.
As soon as you receive your VISA credit card, follow the Verified by VISA (VBV) link to set up your password. This personal password will help to protect you from unauthorized use of your VISA card when shopping online at participating VBV merchant websites. Once your card is registered, no one else can use your VISA card number at any participating online stores without your password.
For Awards program information, including your current point balance, point expiration or to place an order, you may call the Awards Redemption Center toll-free at 877-909-1450, 9am – 9pm Eastern Time, Monday through Friday or visit the Rewards Site.
Need to report a lost or stolen credit card? No problem, contact us at one of the two numbers below depending on the day and time of your call.
Monday – Friday, 9am-5pm, call 1-800-321-5617
Monday – Friday, before 9am or after 5pm, Weekends and Holidays call 1-800-682-6075
*APR = Annual Percentage Rate. Minimum amount for balance transfer is $1,000. Approval based on members overall financial profile, including credit score and debt-to-income ratio, other restrictions may apply.
**Points are awarded for every $1 paid towards your existing balance.