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Member Resources
Calculators
Home Calculators
How much home can I afford?
Should I refinance my home?
Retirement Calculators
How much will I need to save for retirement?
How much can I save with my 401(k)?
Savings Calculators
How long until I reach my savings goal?
How much should I save for college?
Credit Calculators
How long will it take to pay off my credit card(s)?
Should I consolidate my debts?
Auto Calculators
How much car can I afford?
Should I take a rebate or low-cost financing?
My Generation
At different stages in life, our Members often have different financial needs and objectives. These areas have been designed to guide and inform your unique generation.
Generation X/Y
You know who you are. Generation X-ers were born between 1965 and 1976 and make up about 17% of the population. You are fiercely independent, careful and skeptical. You are currently in your thirties and forties and are starting families and buying homes.
Generation Y was born between 1977 and 1994, making up about 25% of the population. You are optimistic, idealistic and patriotic. You are hungry media consumers and professional muti-taskers. Now in your teens and twenties, you are full of energy and drive, educating yourselves, working hard, and making plans for your future.
Partners FFCU has much to offer you. Some of you may already be familiar with credit unions. Others may only have a vague knowledge, having seen your parents as credit union members but not fully understanding what we’re all about. If that’s you, click this link - What is a federal credit union? - for a synopsis.
Get started. Here are some links to credit union services that are specific to where you are in life. It’s not an exhaustive list, but it
will get you started.
- Membership -- How do I join Partners FFCU? Is it a long process? Where do I begin?
- Teens -- I’m just starting to learn about all this money stuff. Do you have any good educational info for me?
- Links -- I love links. Lots of them. Do you have links to other sites that would help me?
- Kids -- I’m starting a family. How can I teach my kids about money early?
- House -- I’m buying my first house. Can Partners give me a mortgage?
- Car -- I really need a new car. I know credit unions do auto loans. How can I go about this?
- Online -- I live online. Please tell me that I can still be paper-free. What online services do you offer?
- Invest -- I really need to think about getting set up for retirement. Can Partners help me to develop a financial strategy for my future?
- Save -- I like to spend, but I know I should be saving more. What are my saving options?
- Contact -- This is cool, but I have a few more questions. Can I talk to a human?
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Boomers
You’re a Baby Boomer. Born between 1946 and 1964, you make up about 20% of the population and represent much of today’s spending power. You were raised on television and radio, and you’ve lived through enormous social and political changes. You’re looking toward retirement and are planning to be every bit as active as you have been, redefining the word
retirement.
Most of you know what a credit union is and does, but many might not know the advantages of membership and the differences between other financial institutions. Why use a credit union over a bank? My parents swore by their credit union, but what’s the difference? If you have questions like these, click this link - What is a federal credit union? - for some quick answers.
Partners FFCU has a personal touch for you. You’ve probably had enough of getting impersonal treatment in your usual business activities. That’s where credit unions stand apart from other financial institutions. We at Partners pride ourselves in giving our members the best in personal service. You’re not just an account or another number. We consider our Members to be a part of the family. So we want to treat you accordingly. Stop in for a visit and see.
Find just what you need. Here are some links to credit union services that are specific to where you are in life. There is much more information throughout this website, but these links will get you started.
- Membership -- Not yet a Member of Partners FFCU? Joining is easy. We can walk you through it.
- Investing & Retirement -- Now is the time to take a look at how your personal financial plan is doing. Partners financial consulting services are no cost and no obligation for our Members.
- Saving -- Find out about our Share Certificates (CDs) and Money Market Accounts.
- Home Equity -- Put the value of your home to work for you. Consolidate debt, make renovations, or take that dream vacation.
- Mortgage -- Still looking at one more move? Perhaps you’re ready for that beach house or retreat? Let Partners help you.
- Recreational Vehicle Loans -- Planning on seeing the country in a big RV? We can help there, too.
- Online -- If you haven’t taken advantage of electronic banking, what’s stopping you? It’s easy and it’s safe.
- Contact -- We’re only a call, click, or short drive away!
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Seniors
What is a Senior? It may or may not be difficult for you to think of yourself as a “senior.” However, the label senior adult is being constantly redefined by today’s 55+ segment of the population. Typically, you are placed into one of three age-related categories: middle adult (50-64), late adult (65-79) or elder (80+). This covers a wide range of life experience. You may be still working, retired or semi-retired. You may be single or married, with or without children and grandchildren. You may be active, or passively enjoying those golden years.
Your personal financial needs are unique. Just like your life situations, your financial priorities are quite different from younger generations. You are probably empty nesting, which allows you more freedom with your resources. You may be a caregiver, helping to raise those wonderful grandchildren or supporting elderly parents. You may be in full retirement, which itself can offer both comfort and concern. You might also be planning your estate, seeing to the needs of those coming behind you.
Your credit union is also unique. Partners FFCU understands your needs especially well, since a good majority of our Members are right where you are today. It’s great to have you visiting our website. Below are links to some of our services that you will find relevant to your financial planning. There is much more information throughout this website, but these links will get you started.
- Membership -- Not yet a Member of Partners FFCU? Joining is easy. We can walk you through it.
- Investing & Retirement -- Now is the time to take a look at how your personal financial plan is doing. Partners financial consulting services are no cost and no obligation for our Members.
- Saving -- Find out about our Share Certificates (CDs) and Money Market Accounts.
- Home Equity -- Put the value of your home to work for you. Consolidate debt, make renovations, or take that dream vacation.
- Mortgage -- Still looking at one more move? Perhaps you’re ready for that beach house, retreat, or condo? Let Partners help you.
- Online -- If you haven’t taken advantage of electronic banking, what’s stopping you? Since you’re here, you are obviously Web savvy. Banking online is easy and it’s safe.
- Contact -- We’re only a call, click, or short drive away!
- Links -- Visit our Links page to connect to other websites of interest to mature adults.
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