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Another Data Breach?

Posted on July 19, 2023
Don't Get Data Breach Fatigue. Spend a moment thinking about how many entities have your personal identifying information. You likely provided it to them for a legitimate need, like a credit card application or a medical claim. These organizations have data on millions of individuals, and we trust them to maintain the security needed to protect it for us. If you add to the list of companies those that only have your ...Read More
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The Growing Threat of Phishing

Posted on June 16, 2023
In the recently released 2022 Internet Crime Report by the FBI's Internet Crime Complaint Center (IC3), it has become evident that cyber actors continue to plague Americans, with dollar losses escalating by 49%. Among the staggering number of complaints received by the IC3, over 37% were related to phishing attacks. Phishing has emerged as the single most prevalent category of cybercrime, causing significant financial losses, particularly among citizens aged 60 and older. ...Read More
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How Many Personal Loans Can You Have at Once?

Posted on June 5, 2023
How many personal loans can you have at once? While there is no technical limit to the number of personal loans you can carry, paying down more than one loan at once could come with some serious consequences. We take a hard look at when having multiple personal loans may be necessary and what the effects on your finances can be. Back for More: Can You Have Multiple Loans at ...Read More
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Is a Personal Loan a Good Idea?

Posted on May 22, 2023
With easy terms, quick approvals, and almost instant cash in your hand, personal loans can be a tempting way to afford things that would normally be out of reach. When is a personal loan a good idea? We take a hard look at when personal borrowing makes sense. Cash Course: When Are Personal Loans a Good Idea? Personal loans are different from mortgages, credit cards, and other types of credit. ...Read More
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Debt Consolidation vs. Personal Loan

Posted on May 15, 2023
Borrowing money to get out of debt may seem like a strange choice, but for many people taking out a loan to consolidate debts while working to tackle and limit their spending is the first step to taking control of unpaid bills and unsustainable credit card balances. While there are several ways to consolidate debt, choosing a personal loan to pay down other loans is usually the most effective. That ...Read More
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Beware of Fraud at ATMs & Other Transaction Terminals

Posted on April 28, 2023
You've probably heard about it on your local news over the last few years; criminals caught with equipment that allowed them to capture credit and debit card activity of unsuspecting consumers fueling up at the local gas station or using their cards at other outdoor accessible transaction terminals. These criminals are typically found with cash, devices, and hundreds of fake cards manufactured from the data they stole. Even more terrifying ...Read More
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What Can a Personal Loan Be Used For?

Posted on April 13, 2023
The great thing about personal loans is that they can be used to pay for just about anything. While there’s almost no limit on what a personal loan can be used for in Richmond, VA, we take a look at some of the better ways you can put your cash bonus to work in the 804. Reach the Stars: A Personal Loan in Richmond, VA A little extra cash can ...Read More
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How Does a Personal Loan Work? [Beginners’ Guide]

Posted on April 10, 2023
What Is a Personal Loan? Pros and Cons of Personal Loans How Do I Apply for a Personal Loan? What Should I Look for in a Personal Loan? When Is a Personal Loan a Good Idea? From consolidating your credit card debt to planning your next vacation, making home improvements, or rebuilding your antique car—a personal loan can bring you closer to your goals and dreams. Personal loans are flexible, ...Read More
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Are You a Target This Tax Season?

Posted on March 27, 2023
The Criminal Investigation (CI) unit is a special criminal division of the IRS. The CI is tasked with investigating and uncovering tax-related crimes and prosecuting these cases. Each year the CI provides the IRS with an annual report detailing the work of the CI and highlighting their successes and enforcements related to tax and financial crimes. Why is this important to you? The work of the CI is critical in ...Read More
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How to Choose the Best Checking Account

Posted on October 27, 2022
The key to choosing the right checking account is knowing what you need and want. You may be willing to pay a small monthly fee so you can take advantage of advanced features, or you may want a simple account with no recurring fees. Whatever type of checking account you choose, make sure it offers free Online and Mobile Banking services plus features like Bill Pay and Mobile Deposit. Read ...Read More

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

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Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

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