Our Response To COVID-19

We are closely monitoring guidance from the Centers for Disease Control and Prevention (CDC) and local health officials.  Beginning Tuesday, March 24th, our lobbies will be closed; however, members may make advance appointments by phone at (804) 446-6255 if you need to meet with a member service or loan department representative.  Our drive-thru windows and ATMs remain open. 

As a reminder, you may also contact our Member Service Representatives by phone or use our automated phone system, home banking, and mobile banking services to conduct transactions.

Your health, safety, and financial well-being is our priority.

How Partners Financial FCU Can Help Your Financial Well-Being

Dynamic times call for dynamic solutions.

If you've experienced any financial impacts due to the recent events and health emergencies, we are here to help. Our financial options provide a range of solutions to keep you on the right path to your financial goals.

Questions? We're Here To Help. Give Us A Call.

Stay financially strong during dynamic times.

We'll help you understand your financial options that make the most sense for your situation. Learn how to make smart financial decisions during times of uncertainty. 

Learn More About Your Financial Options

2.99

Auto Loan Refinancing

%

Personal Loans

7.39

%

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S.Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Low Rates and Fees

Save your money without having to spend it on fees and high rates.

Lock In A Rate

Find a rate you're comfortable with, and stick to it by locking in a fixed rate.

Get In Touch To Learn More About Your Financial Options

Fill out the form below and one of our team members will be happy to assist you.

“Friendly staff ! Easy to work with and always willing to go the extra mile to help you."

-- Will D.

“All the tellers and account managers are super professional, courteous and knowledgeable."

-- Sandra D.

4.99

Credit Card Balance Transfer

%

Team Of Advisors

Our professional, local team of advisors are with you every step of the way.

Home Equity Loans & Lines Of Credit (HELOC)

Take advantage of the equity in your home! Choose from a home equity loan or a line of credit to put your home's value to work for you. Whether you're looking for a fixed rate, a lump sum, or a line of credit to draw from - our options can help put your home's equity to work.

  • Consolidate debt
  • Pay for medical expenses
Learn More

4.50

Rates as low as

% APR*

Auto Loan Refinancing

Refinance your current auto loan with us to lower your monthly payments and increase your savings. We offer flexible repayment options with low, competitive interest rates.

  • Quick, straightforward application process
  • Money-saving resources available
  • Convenient payroll deduction & direct deposit
Learn More

2.99

% APR*

Rates as low as

Personal Loans

At Partners Financial FCU, our personal loans are tailored to your specific financial needs, so you can rest assured we have you covered. Create a little breathing room to consolidate debt, pay for home repair improvements, financing bills and more.

  • No origination fees
  • No prepayment fees
  • No collateral required
Learn More

7.39

% APR*

Rates as low as

Credit Card Balance Transfer

Transfer your credit card balance to a Partners Financial FCU credit card to get back to spending. Our credit card options offer highly competitive interest rates, a 25-day purchase grace period, and financial freedom.

  • No balance transfer fees
  • No annual fees
  • No application fee
Learn More

4.99

% APR*

Rates as low as

804-457-6179

Convenient Electronic Services We Offer To Stay Connected To Your Finances 

Home Banking

Mobile Banking

Automated Phone Service

Email & Phone Access To Member Service Representatives & Loan Officers 

Drive-Thru Banking

ATM Access

The Federal interest rates have dropped.

Borrowing or refinancing options could equal more savings. If you are concerned about your financial future, borrowing money can be a smart decision to keep your short-term finances afloat during fluctuating, unpredictable times. Lowering your expenses through refinancing your mortgage or auto loan could quickly add up to cash you're able to spend elsewhere.

Annual Percentage Yield (also known as APY) may be decreasing. Rest assured, this does not mean you are losing money from your savings account. A lower rate translates to less interest earned, but access to your money is still available whenever you need it.

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2.

Consider loan options for quick access to funds. A tighter budget or income-change may heighten the need for financial flexibility and convenient access to funds. A personal loan or home equity line of credit could free up cash to use without collateral, extra fees, or high credit card interest rates.

3.

Learn More About Your Financial Options

Here's what this means for you financially.

"The best thing of all is when I go there, I feel like y'all know me and I'm not just another customer.  As far as the banking in general, y'all look after my accounts.  ANYTHING questionable and I'm getting a text asking if its fraud.  Y'all are my money guardian angels!"

-- Kathy B.

*APR = Annual Percentage Rate. Variable rate Line of Credit APR starts at current Prime Rate plus 0.00% margin, with minimum credit score of 720, maximum loan/value ratio is 95%. Variable monthly rate to change on first day of month following Prime Rate change. 15-year term with 10-year draw period for equity lines.  Maximum loan/ value ratio for fixed-rate loan is 70%. Maximum Loan or Line is $100,000. Appraisals required for all transactions. Terms and loan amount are based on member’s overall financial profile, collateral loan/value ratio and credit history. Other restrictions may apply. Please consult with our mortgage loan officer for full details. NMLS #460266

*APR=Annual Percentage Rate. Rate based on terms up to 48 months for new/likenew vehicles. The APR, amount financed and loan term may vary depending upon your creditworthiness. Terms and amounts loaned on vehicles are based on member’s overall financial profile, collateral/loan value and credit history. Please ask a loan officer for detailed information.

*Annual Percentage Rate (APR) based on member’s overall financial profile and credit history. Rates subject to change. Please consult with a loan officer for full details. Other restrictions may apply.

*APR=Annual Percentage Rate. Minimum amount of balance transfer is $1,000. Approval based on member’s overall financial profile, including credit score and income-to-debt ratios. Other restrictions may apply. Offer expires 4/30/20.

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