Visa Credit Cards – Great Offers Inside

Whether you want to keep it simple or collect rewards, we have the Visa credit card for you.

APPLY NOW

Compare Credit Cards

Both the Visa Platinum Card and the Visa Platinum Rewards Card gives you the spending power and benefits you want to have a better buying experience. Keep it simple or earn rewards you can’t beat, the choice is yours.

Features and Benefits VISA Platinum Card VISA Platinum Rewards Card
VISA Platinum Card VISA Platinum Rewards Card
8.85% – 17.90% APR* x
9.85% – 17.90% APR* x
Earn standard rewards points x
Choose from rewards like cash, gift
certificates, and travel.
x
APPLY NOW APPLY NOW
LEARN MORE LEARN MORE

*Annual Percentage Rate (APR) based on member’s overall financial profile and credit history. APR will be assessed 1% higher on rewards cards. Rates subject to change. Please consult with a loan officer for full details. Other restrictions may apply.

Benefits of our Visa Credit Cards

When you get one of our Visa Platinum Credit Cards, we want to make it worth it. That’s why we offer these benefits to sweeten the deal.

NO Application Fee

We want to reward you with a credit card you’ll love, not charge you to see if you qualify, so it’s free to apply for our Visa Platinum Card and our Visa Rewards Platinum Card.

NO Balance Transfer Fee

If you want to transfer high interest debt to your new Visa Credit Card, you don’t have to pay a costly balance transfer fee.

NO Annual Fee

Don’t pay us each year to use your credit card. There are better things you can do with your money.

Accepted Worldwide

Whether you’re in the US or abroad, our Visa credit cards are sure to be accepted to cover the purchases you want to make.

25 Day Grace Period on Purchases

If you want to pay off your balance before interest starts to accumulate, there’s a 25 day grace period on your purchases.

Mobile & Home Banking

Whether you need to bank on the go or from the comfort of your home, we make it easy with our mobile and home banking systems. Just download our app or visit our website to get all of the information you need about your Visa credit cards.

Earn 1 point per $1 spent on transactions $15 and over

When you get the Visa Platinum Rewards Credit Card, you earn 1 point for every $1 you spend on transactions $15 and over. Let your points accumulate so you can redeem them for travel bonuses, gift certificates, gift cards, or cash back rewards.

VISA Platinum Card

VISA Platinum Card

Our Visa Platinum card gives you the simplistic spending power you need. Secure a low APR and a competitive interest rate so you can make purchases without unnecessary guilt.
Low Rate: as low as 8.85% APR

  • NO Application Fee
  • NO Balance Transfer Fee
  • NO Annual Fee
  • Accepted Worldwide
  • 25 Day Grace Period on Purchases
  • Mobile & Home Banking
APR As low as 8.85%
Annual Fee $0
Balance Transfer Fee $0
Grace Period Enjoy a 25 day grace period on purchases

APPLY NOW

 

VISA Platinum Rewards Card

VISA Platinum Rewards Card

Our Visa Platinum Rewards Card gives you the spending power you need while earning rewards on your everyday purchases to make your buying experience even sweeter.

Low Rate: as low as 9.85% APR

  • NO Application Fee
  • NO Balance Transfer Fee
  • NO Annual Fee
  • Accepted Worldwide
  • 25 Day Grace Period on Purchases
  • Mobile & Home Banking
  • Earn 1 point per $1 spent on products and services $15 and over
  • Redeem your points for travel, gift certificates, gift cards, or cash back rewards
APR As low as 9.85%
Annual Fee $0
Balance Transfer Fee $0
Grace Period Enjoy a 25 day grace period on purchases
Rewards Program Earn 1 point for every $1 spent on transactions $15 and over
Rewards Redemption Redeem your points for travel, gift certificates, gift cards or cash back rewards

APPLY NOW

Balance Transfers

If you have high interest debt that’s costing you unnecessarily, we invite you to transfer your balance so you can save on costly interest payments. And when you complete a balance transfer to one of our Visa credit cards, you don’t have to pay a balance transfer fee.

Improve your finances, get out of debt quicker and pay less in interest with a simple and easy balance transfer.

Credit Card Resources

First Time Credit Card Holder Questions

There are some simple questions you can ask that will help you better understand credit cards and how credit works.

Credit Card Balance Transfer

Why pay more than you should when you have the opportunity to transfer your existing credit card balance and get rewarded for it?

Can I Get a Credit Card Today?

The time the process takes depends on you and the credit card issuer—some issuers take more time, some take less.

How to Build Credit With a Credit Card

Many factors affect your credit score, including credit usage. For this reason, consider how to build credit with a credit card.

Frequently asked questions about Visa credit cards

Here are some of the most frequently asked questions we receive about our Visa credit cards. If you have more questions after reviewing these, reach out to our team to get the answers to your questions.

What is the best Visa credit card?

The best Visa credit card for you is the one that has the features and benefits you want and need. When selecting a card, look at everything it offers and compare that to your spending habits. Then select the card that gives you what you need most.

Do you offer introductory rates?

No, we don’t offer an introductory rate. Instead of offering a low rate only at the beginning, we offer a low rate throughout the life of your credit card. So you don’t have to worry about your rate increasing after 6 or 12 months, our rates start as low as 8.85% APR.

What are the benefits of having a Partners Financial FCU Visa credit card?

Our credit cards offer a low interest rate starting at just 8.85% APR. We also offer a simple platinum card and a rewards platinum card so you can earn cash back, gift certificates, travel rewards, and more. Also, both of our Visa credit cards come with no application fee, no balance transfer fee and no annual fee.

What fees do you charge on your credit cards?

We don’t charge an application fee, balance transfer fee or annual fee on our credit cards. To limit the fees we charge, you will only have to pay a late payment fee or returned payment fee.

If your card is lost or damaged a replacement fee may apply.

Can I transfer balances from my other credit cards?

Yes, you can transfer balances from other credit cards to our Visa credit cards. And the best part is you don’t have to pay a balance transfer fee. Just set up your balance transfer and start saving by moving your balances to our low rate card.

Report a Lost or Stolen Credit Card

xNeed to report a lost or stolen credit card? No problem, contact us at one of these two numbers depending on the day and time of your call.

Monday – Friday
9am – 5pm
1-800-321-5617
1-888-297-3416 (Within U.S., After 5pm, Weekends & Holidays)
1-206-389-5200 (Outside U.S., After 5pm, Weekends & Holidays)

Transaction Assistance

Need help with declined transactions, authorization restrictions, or fraud blocks? Contact us at one of these two numbers depending on the day and time of your call.

Monday – Friday
9am – 5pm
1-800-321-5617
1-800-547-2183 (After 5pm, Weekends & Holidays)

 

Activate Your Card

Need to activate a new credit card? No problem, contact us at one of these two numbers depending on your location.

Monday – Friday
9am – 5pm
1-800-290-7893 (Within U.S.)
1-206-624-7998 (Outside U.S.)

Report Fraud

Need to report fraudulent activity on your credit card? Contact us at this number to connect to our fraud department.

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).