Visa Credit Cards – Great Offers Inside
Whether you want to keep it simple or collect rewards, we have the Visa credit card for you.
Compare Credit Cards
Both the Visa Platinum Card and the Visa Platinum Rewards Card gives you the spending power and benefits you want to have a better buying experience. Keep it simple or earn rewards you can’t beat, the choice is yours.
| Features and Benefits | VISA Platinum Card | VISA Platinum Rewards Card |
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| 8.85% – 17.90% APR* |  |
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| 9.85% – 17.90% APR* | |
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| Earn standard rewards points | |
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| Choose from rewards like cash, gift certificates, and travel. |
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| APPLY NOW | APPLY NOW | |
| LEARN MORE | LEARN MORE |
*Annual Percentage Rate (APR) based on member’s overall financial profile and credit history. APR will be assessed 1% higher on rewards cards. Rates subject to change. Please consult with a loan officer for full details. Other restrictions may apply.
Benefits of our Visa Credit Cards
When you get one of our Visa Platinum Credit Cards, we want to make it worth it. That’s why we offer these benefits to sweeten the deal.
NO Application Fee
We want to reward you with a credit card you’ll love, not charge you to see if you qualify, so it’s free to apply for our Visa Platinum Card and our Visa Rewards Platinum Card.
NO Balance Transfer Fee
If you want to transfer high interest debt to your new Visa Credit Card, you don’t have to pay a costly balance transfer fee.
NO Annual Fee
Don’t pay us each year to use your credit card. There are better things you can do with your money.
Digital Wallet Options
Add your Partners Financial Federal Credit Union card to Apple Pay® or Google Pay™ and enjoy a new secure way to pay — in-person, in-app or online.
Accepted Worldwide
Whether you’re in the US or abroad, our Visa credit cards are sure to be accepted to cover the purchases you want to make.
25 Day Grace Period on Purchases
If you want to pay off your balance before interest starts to accumulate, there’s a 25 day grace period on your purchases.
Mobile & Home Banking
Whether you need to bank on the go or from the comfort of your home, we make it easy with our mobile and home banking systems. Just download our app or visit our website to get all of the information you need about your Visa credit cards.
Earn 1 point per $1 spent on transactions $15 and over
When you get the Visa Platinum Rewards Credit Card, you earn 1 point for every $1 you spend on transactions $15 and over. Let your points accumulate so you can redeem them for travel bonuses, gift certificates, gift cards, or cash back rewards.
VISA Platinum Card
Our Visa Platinum card gives you the simplistic spending power you need. Secure a low APR and a competitive interest rate so you can make purchases without unnecessary guilt.
Low Rate: as low as 8.85% APR
- NO Application Fee
- NO Balance Transfer Fee
- NO Annual Fee
- Accepted Worldwide
- 25 Day Grace Period on Purchases
- Digital Wallet Options with Apple Pay® or Google Pay™
- Mobile & Home Banking
| APR | As low as 8.85% |
| Annual Fee | $0 |
| Balance Transfer Fee | $0 |
| Grace Period | Enjoy a 25 day grace period on purchases |
APPLY NOW
VISA Platinum Rewards Card
Our Visa Platinum Rewards Card gives you the spending power you need while earning rewards on your everyday purchases to make your buying experience even sweeter.
Low Rate: as low as 9.85% APR
- NO Application Fee
- NO Balance Transfer Fee
- NO Annual Fee
- Accepted Worldwide
- 25 Day Grace Period on Purchases
- Digital Wallet Options with Apple Pay® or Google Pay™
- Mobile & Home Banking
- Earn 1 point per $1 spent on products and services $15 and over
- Redeem your points for travel, gift certificates, gift cards, or cash back rewards
| APR | As low as 9.85% |
| Annual Fee | $0 |
| Balance Transfer Fee | $0 |
| Grace Period | Enjoy a 25 day grace period on purchases |
| Rewards Program | Earn 1 point for every $1 spent on transactions $15 and over |
| Rewards Redemption | Redeem your points for travel, gift certificates, gift cards or cash back rewards |
Balance Transfers
If you have high interest debt that’s costing you unnecessarily, we invite you to transfer your balance so you can save on costly interest payments. And when you complete a balance transfer to one of our Visa credit cards, you don’t have to pay a balance transfer fee.
Improve your finances, get out of debt quicker and pay less in interest with a simple and easy balance transfer.
Credit Card Resources
Credit Cards for Those with No Credit
Struggling to get approved for a credit card due to no or little credit history?
Credit Cards for Those with Fair Credit
Transform your fair or average credit into a better financial future, one everyday purchase at a time.
First Time Credit Card Holder Questions
There are some simple questions you can ask that will help you better understand credit cards and how credit works.
Credit Card Balance Transfer
Why pay more than you should when you have the opportunity to transfer your existing credit card balance and get rewarded for it?
Can I Get a Credit Card Today?
The time the process takes depends on you and the credit card issuer—some issuers take more time, some take less.
How to Build Credit With a Credit Card
Many factors affect your credit score, including credit usage. For this reason, consider how to build credit with a credit card.
Frequently asked questions about Visa credit cards
Here are some of the most frequently asked questions we receive about our Visa credit cards. If you have more questions after reviewing these, reach out to our team to get the answers to your questions.
What is the best Visa credit card?
The best Visa credit card for you is the one that has the features and benefits you want and need. When selecting a card, look at everything it offers and compare that to your spending habits. Then select the card that gives you what you need most.
Do you offer introductory rates?
No, we don’t offer an introductory rate. Instead of offering a low rate only at the beginning, we offer a low rate throughout the life of your credit card. So you don’t have to worry about your rate increasing after 6 or 12 months, our rates start as low as 8.85% APR.
What are the benefits of having a Partners Financial FCU Visa credit card?
Our credit cards offer a low interest rate starting at just 8.85% APR. We also offer a simple platinum card and a rewards platinum card so you can earn cash back, gift certificates, travel rewards, and more. Also, both of our Visa credit cards come with no application fee, no balance transfer fee and no annual fee.
What fees do you charge on your credit cards?
We don’t charge an application fee, balance transfer fee or annual fee on our credit cards. To limit the fees we charge, you will only have to pay a late payment fee or returned payment fee.
If your card is lost or damaged a replacement fee may apply.
Can I transfer balances from my other credit cards?
Yes, you can transfer balances from other credit cards to our Visa credit cards. And the best part is you don’t have to pay a balance transfer fee. Just set up your balance transfer and start saving by moving your balances to our low rate card.
Report a Lost or Stolen Credit Card
Need to report a lost or stolen credit card? No problem, contact us at one of these two numbers depending on the day and time of your call.
Transaction Assistance
Need help with declined transactions, authorization restrictions, or fraud blocks? Contact us at one of these two numbers depending on the day and time of your call.
Activate Your Card
Need to activate a new credit card? No problem, contact us at one of these two numbers depending on your location.
Report Fraud
Need to report fraudulent activity on your credit card? Contact us at this number to connect to our fraud department.
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