Credit Cards

Partners Financial Federal Credit Union (FCU) offers both a rewards and non-rewards VISA Platinum Card. Both cards offer highly competitive interest rates, no annual fee, and a 25 day purchase grace period. See the full list of features below.

Partners Financial FCU VISA Platinum Credit Card

VISA Platinum CardVISA Platinum Rewards Card
Features and BenefitsVISA Platinum CardVISA Platinum Rewards Card
No application feexx
No annual feexx
No balance transfer feexx
A 25 day grace period on purchasesxx
Accepted at millions of locations worldwidexx
Convenient mobile & home banking to view and pay your monthly statementsxx
Low, fixed rate of 8.85% – 17.90% APR* for purchases and balance transfersx
Low, fixed rate of 9.85% – 17.90%  APR* for purchases and balance transfersx
Earn standard rewards points (1 point for every $1 you spend)x
Earn bonus rewards points for every 12 transactionsx
Access to the rewards redemption site to choose from rewards like cash, gift certificates, and travel.x

Apply Now

Top 5 Myths about Credit Cards

rewards-offer-ctaCall us today or apply online and transfer your existing credit card balances to a Partners Financial FCU VISA Platinum Credit Card.

Learn More About Earning and Redeeming Visa Rewards Points

Get the most for your money with the VISA Platinum Rewards Card. With this credit card, you’ll earn 1 point for every $1 you spend**. How you use the points is up to you. Points can be used towards cash back, gift certificates to your favorite restaurants, stores, and more, and for travel discounts. For more information about ways to use your points, visit the Rewards Site.



Get cash back to spend on anything you want, like:

  • Birthdays
  • Weddings
  • Holidays,
  • or really anything you want



There are two great ways to use your points for travel.

  • Use FlexPass to get hundreds of dollars off airline tickets.
  • Use ValuePass to redeem points for the full cost of flights to popular destinations.

Gift Certificates

Gift Certificates

Use your points to redeem gift certificates to popular brands for:

  • Car Rentals
  • Entertainment
  • Gas
  • Groceries
  • Hotels
  • Restaurants
  • Retail Stores
  • and Special Packages like spa treatments, skydiving, and more


For Awards program information, including your current point balance, point expiration or to place an order, you may call the Awards Redemption Center toll-free at 877-909-1450, 9:00 a.m. to 9:00 p.m. Eastern Time Monday – Friday.

Contact Us for More Rewards Information

Activate and Verify Your VISA Platinum Credit Card



Congratulations on your new credit card!

To start using your card, and earning rewards points if you have a rewards credit card, call 800-411-6390

View Your Credit Card Rewards Balance

For Awards program information, including your current point balance, point expiration or to place an order, you may call the Awards Redemption Center toll-free at 877-909-1450, 9am – 9pm Eastern Time, Monday through Friday or visit the Rewards Site.

Report a Lost or Stolen Credit Card

Need to report a lost or stolen credit card? No problem, contact us at one of the two numbers below depending on the day and time of your call.

Monday – Friday, 9am-5pm, call 1-800-321-5617
Monday – Friday, before 9am or after 5pm, Weekends and Holidays call 1-800-682-6075

*APR = Annual Percentage Rate. Minimum amount for balance transfer is $1,000. Approval based on members overall financial profile, including credit score and debt-to-income ratio, other restrictions may apply.

**Points are awarded for every $1 paid towards your existing balance.

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15 Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $600. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).