Credit Card Balance Transfers

Keep your options open with our No Transfer Fee, No Application Fee, Low Rate credit card balance transfer promotion ending 4/30/2019.

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Why pay more than you should when you have the opportunity to transfer your existing credit card balance and get rewarded for it?

Whether you have a large unexpected purchase to make or you need more time to pay off existing debt without a high annual percentage rate, our Partners Financial VISA Platinum Credit Cards may be just the option.

Call Us Today at (804) 625-4082


Competitive Credit Card Balance Transfer Rates

At Partners Financial FCU, we make owning a credit card painless and rewarding. With our No Balance Transfer Fee and Low-Interest Rates offer starting at 4.99% APR*, you don’t have to worry about paying more than you can afford. It’s as simple as choosing one of our Partners Financial VISA Platinum Credit Cards without an added annual fee.

  • No Balance Transfer Fee
  • No Annual Fee
  • Low-Interest Balance Transfer Rates Starting At 4.99% APR*

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*APR=Annual Percentage Rate. Minimum amount of balance transfer is $1,000. Approval based on member’s overall financial profile, including credit score and income-to-debt ratios. Other restrictions may apply.


What Is A Credit Card Balance Transfer?

Easily explained, a credit card balance transfer is when you pay off debt accumulated on your existing credit card by transferring the amount to a new credit card provider/account.

In most cases, there will be a transfer limit, which means you can only transfer the amount stipulated in the new credit card agreement. Any amount left over would have to remain on your existing credit card.

Normally, there will always be a balance transfer fee. However, by choosing one of our Partners Financial VISA Platinum Credit Cards, you don’t have to worry about a transfer fee.

Other Features & Benefits:

  • Special rate available on transfer balances of up to $10,000
  • 25-day grace period on purchases
  • Bonus points for rewards card transactions
  • No annual fee
  • Transfer rate valid until transfer balances are paid in full

Advantages Of Credit Card Balance Transfers

Consolidate Monthly Payments

Keeping track of several payments can be tricky, so if your goal is to remember one payment instead of several payments on different due dates, a simple balance transfer may be the option.

Save Money On Interest

Instead of having to pay a high interest rate on top of the money you already owe, you can save money in the long run and reach your savings goal. Our credit card balance transfers make owing money less expensive and painless.

Pay Off Debt Faster

Paying lower interest rates means you’re able to get rid of debt sooner and make your money stretch further. At Partners Financial FCU, we offer low-interest balance transfer rates starting at 4.99% APR*, helping you to become debt-free faster.

*APR=Annual Percentage Rate. Minimum amount of balance transfer is $1,000. Approval based on member’s overall financial profile, including credit score and income-to-debt ratios. Other restrictions may apply.


Pay Down Debt With A Credit Card Balance Transfer

When life gets tough and you end up paying more than necessary, you have to decide whether your current credit card provider has your back.

At Partners Financial FCU, we offer both rewards and non-rewards VISA Platinum cards with No Transfer Fees, No Annual Fees, and plenty of perks to help you find more balance in life and less on your credit card.

Take advantage of our Credit Card Balance Transfer Promotion ending soon.

Apply Now

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A $15 Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $600. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

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