The Visa Platinum credit card transforms fair to average credit into a better financial future, one everyday purchase at a time.
People with fair credit can take the solid base they’ve created and improve their credit scores even more. Build credit by paying on time, and enjoy lower interest rates on future loans.
The Visa Platinum card comes with no annual fees, no application fee, and no balance transfer fee.
Not only can you shop with your card anywhere you go, you can check your balance and more with mobile and online banking.
Eligible purchases enjoy a 25 day grace period on interest payments if you want to pay your balance before interest accumulates.
May accurate, timely payments, and when lenders pull your credit report in the future, you’ll enjoy lower interest rates and more affordable payments.
|CARD TYPE||RATE TYPE||APR* AS LOW AS||ANNUAL FEE||BEST FOR|
|Visa Platinum||Fixed||8.85%||$0||Building credit, routine spending needs, big-ticket items|
* Annual Percentage Rate (APR) based on members’ overall financial profile and credit history.
Rewards rate: APR will be assessed 1% higher on our rewards card. Rates subject to change.
Please consult with a loan officer for full details. Other restrictions, terms, and conditions may apply.
“I tell everyone if they’re looking for a credit union bank, to check out Partners Financial Federal Credit Union.
Thank you all for your ongoing excellent service.”
– Ralph R.
Partners Financial credit card issuer Visa also offers a cash rewards credit card (as well as other types of rewards)!
Visa Platinum Rewards Card
Earn points and redeem them toward cash back on eligible purchases, as well as travel and gift certificates.
No, our cards don’t come with an introductory rate. That’s because rather than offer a low rate at first, only to change it later, we offer the same low rate–beginning at only 8.85% APR–to members throughout the life of their credit card. That way, you enjoy peace of mind without worrying that your rate will increase after a few months.
You mean besides the low interest rate, beginning at just 8.85% APR?
First of all, there’s choice: in addition to our accessible, inclusive Visa Platinum Card, you can earn cash back, travel rewards, and gift certificates with our Visa Platinum Rewards Card.
Next, there’s affordability. Neither Visa credit card has application fees, no balance transfer fees, or annual fees.
While we don’t charge annual, application, or balance transfer fees, we do require members to pay late payment and returned payment fees.
Additionally, there may be a replacement fee in the event that your card is lost or damaged.
We make it possible for members to transfer balances from their other credit cards to their Visa credit cards with us.
There’s no balance transfer fee, either! Simply set up your balance transfer to move your balances over to your low rate Partners Financial Visa card.