Secure a fixed rate APR as low as 8.85% with the Partner’s Financial Visa Platinum Card.


Use your Visa Platinum Card if you need a simple card for your day to day spending needs, are paying for a big-ticket item, or building your credit. With a low-interest rate, no application fee, no annual fee, and no balance transfer fee, you’re going to love spending (and saving) money with us.

Low Rate: Enjoy a low fixed interest rate starting at 8.85% APR

  • NO Annual fee
  • NO Application fee
  • NO Balance transfer fee
  • Accepted worldwide
  • 25 day grace period on purchases
  • Digital wallet options
  • Mobile & online banking
APR As low as 8.85%
Application Fee $0
Annual Fee $0
Balance Transfer Fee $0
Purchase Grace Period 25 days


The Benefits of our Visa Platinum Card

Our Visa Platinum Card might be simple, but we provide a simply great experience. These are some of the benefits we offer to provide you with an card.

NO Application Fee

We want to reward you with a credit card you’ll love, not charge you to see if you qualify, so it’s free to apply for our Visa Platinum Card.

NO Balance Transfer Fee

If you want to transfer high interest debt to your new Visa Platinum Credit Card, you don’t have to pay a costly balance transfer fee.

NO Annual Fee

Don’t pay us annually to use your credit card. Instead, use that money to go toward your other financial goals.

Accepted Worldwide

Whether you’re in the US or abroad, our Visa credit cards are sure to be accepted to cover the purchases you want to make.

25 Day Grace Period on Purchases

If you want to pay off your balance before interest starts to accumulate, there’s a 25 day grace period on your purchases.

Digital Wallet Options

Add your Partners Financial Federal Credit Union card to Apple Pay® or Google Pay™ and enjoy a new secure way to pay — in-person, in-app or online.

Mobile & Home Banking

Whether you need to bank on the go or from the comfort of your home, we make it easy with our mobile and home banking systems. Just download our app or visit our website to get all of the information you need about your Visa credit cards.

Balance Transfers

If you have high interest debt that’s costing you unnecessarily, we invite you to transfer your balance to save on costly interest payments. And when you complete a balance transfer to one of our Visa credit cards, you don’t have to pay a balance transfer fee.

Improve your finances, get out of debt quicker, and pay less in interest with a simple and easy balance transfer.


Credit Card Resources

At Partners Financial FCU, we don’t just want to give you a credit card. We want to help you build and improve your credit using our credit cards as a tool. Here’s a list of credit card resources we have compiled to help you

First time credit card holder questions
There are some simple questions you can ask that will help you better understand credit cards and how credit works.

Credit card balance transfer
Why pay more than you should when you can transfer your existing credit card balance and save in interest, without paying a fee?

Can I get a credit card today?
The time the process takes depends on you and the credit card issuer—some issuers take more time, some take less.

How to build credit with a credit card
Many factors affect your credit score, including credit usage. For this reason, consider how to build credit with a credit card.

Frequently asked questions about Visa Platinum Cards

Here are some of the most frequently asked questions we receive about our Visa Platinum Credit Card. If you have more questions after reviewing these, reach out to our customer service team to get the answers you need.

What is the best Visa credit card?

The best Visa credit card for you is the one that has the features and benefits you want and need. When selecting a card, look at everything it offers and compare that to your spending habits. Then it’s up to you to determine which card will best provide you with what you need. Do you offer introductory rates?

No, we don’t offer an intro APR for our Visa Platinum card. Instead of providing a low rate only at the beginning, we offer a low rate throughout the life of your credit card. So you don’t have to worry about your rate increasing after 6 or 12 months, our rates start as low as 8.85% APR.

What are the benefits of having a Partners Financial FCU Visa credit card?

Our credit cards offer a low interest rate starting at just 8.85% APR. We also offer a simple platinum card with no application fee, no balance transfer fee, and no annual fee.

What fees do you charge on your credit cards?

We don’t charge an application fee, balance transfer fee, or annual fee on our credit cards. To limit the fees we charge, you will only have to pay a late payment fee or returned payment fee.

If your card is lost, stolen, or damaged, a replacement fee may apply.

Can I transfer balances from my other credit cards?

Yes, you can transfer balances from other credit cards to our Visa credit cards. The best part of our balance transfer program is you don’t have to pay us a balance transfer fee. Just set up your balance transfer and start saving by moving your balances to our low rate card.

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).