Partners Financial FCU Mortgage Loans

Between applications, documentation, processing and waiting, the home loan process can be one tainted by intimidation and uncertainty. That’s why we take the stress and guesswork out of the mortgage loan process, bringing ease and excitement into this important financial milestone.

Whether you’re in the market for your first home, or ready to upgrade or downsize from your current home, Partners Financial FCU can help you understand all the steps and options throughout the journey. We’ll work together to get you the lowest rate on a mortgage loan, and tailor it to meet your specific needs.

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How to Obtain a Mortgage Loan

So you’re ready to start the mortgage loan process, but maybe you’re unsure about next steps or skeptical because the home loan landscape has changed so much since you were last loan shopping. Let Partners Financial FCU help you get started.

  1. Contact Partners Financial FCU to speak with a mortgage loan specialist.
  2.  Get pre-approved—complete an application and provide supporting documents like W-2’s, tax returns, financial statements, employment history, etc.
  3.  Start your home search.
  4.  Work with your realtor to submit an offer.
  5.  When your offer is accepted, Partners Financial FCU will need a copy of the signed purchase agreement.
  6.  Upon receiving the agreement, we’ll provide you with loan disclosures, verify documentation, order a home appraisal, and lock in your interest rate.
  7.  You’ll review your loan documents, sign them at the title company, pay remaining costs and receive the keys to your new home.
  8.  Welcome home!

The Partners Financial FCU Difference

There are several differences between obtaining a home loan through a bank versus a credit union.  Here’s how Partners Financial FCU stands out…

  • Personal Service that will make the process smooth and easy
  • Quick Turnaround to get you in your new home faster
  • Low Closing Costs
  • No Hidden Fees

View mortgage loan terms and rates

Need more reasons why Partners Financial FCU is your source for stress-free, easy financing?  Stop by a branch to discover the credit union difference.

Ready to start the process?  Apply for a home loan or contact one of our mortgage loan officers today at 804-649-2957.

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).