Checking Accounts With Partners Financial FCU

We know our members have different needs and wants and that’s why we’re offering you a choice of two distinct checking accounts. Premium Checking features extraordinary checking benefits while Basic Checking keeps things simple. Open the account that’s right for you!

If you currently have a Premium Checking account and need to register for your monitoring services, follow this link and click on ‘Register’. You will need your unique, one-time enrollment ID to register. If you have misplaced it, please contact us at 804-649-2957.

Premium Checking Account

Premium Checking offers the next generation of checking account benefits to give you peace of mind.

Relax knowing your account comes with a full suite of financial services, including full managed ID Theft recovery and credit monitoring, plus mobile phone coverage to protect you and your lifestyle.

Learn More

A young man manages his finances using his Premium Checking Account and Mobile Banking.


Benefits of Our Premium Checking Account

You need a sophisticated checking account to navigate a complex world. Choose a Partners Financial Premium Checking Account if you want access to efficient banking services plus an array of bonus features.

Free Checks and Replacement Debit Card

Get free checks every 12 months (up to $25) and get a free replacement debit card if yours is lost or stolen.

Overdraft Protection Service

In case of unexpected or accidental charges, you are covered.

Credit Monitoring, Dark Web Monitoring and Fraud Alerts

Receive alerts about suspicious activity, credit inquiries, new credit lines, stolen usernames, and more.

Mobile Phone Insurance

All phones owned by the primary account holder are covered so you don’t ever need to be without your mobile phone again.

Identity Theft Recovery

Access to an identity theft advocate means peace of mind knowing a professional is standing by for you and up to three generations of family members.

ID Theft Expense Reimbursement

Recovering your identity can be costly but this policy means you’re covered up to $25,000 for expenses incurred in recovery.


Basic Checking Account

Sometimes simple is better. Our Basic Checking is here to provide you with all the essential banking services you know and trust.

You can open an account with just $25 and your first debit card is free.

Become a Member

A man is using his Basic Checking Account to do a quick transaction on his phone while his wife and child look on.

Benefits of Our Basic Checking Account

If you simply want to do your day-to-day banking and don’t need all the add-ons, Partners Financial Basic Checking account is the one for you.

No Monthly Maintenance Fee

Just sign up for eStatements and you’ll pay no monthly fee!

Online and Mobile Banking

Handle your finances anytime, anywhere from your favorite device.

Free Cashier’s Checks

We’ll issue you an official check whenever you need.

Mobile Deposit

Securely access your accounts, initiate routine transactions, pay bills, deposit checks, and more.

Overdraft Protection Service

In case of unexpected or accidental charges, you are covered.

Bill Pay

Enter your payees’ details once then you can easily pay bills on a schedule or manually.

Compare Our Outstanding Checking Account Features

Account Features: Premium Checking Basic Checking
Fully Managed Identity Theft Recovery* check
Identity Theft Expense Reimbursement (up to $25,000)* check
Three Bureau Credit Monitoring* check
Dark Web Monitoring* check
Mobile Phone Coverage* check
Consumer Loan Discount check
One Box of Free Checks Every 12 Months (up to $25) check
Free Stop Payment on Checks and ACH check
Free Debit Card Replacement check
Free Cashier’s Checks check check
Debit Card check check
Occasional Overdraft Privilege Service (OOPS) check check
Home Banking & Mobile Banking, including Mobile Deposit check check
e-Statements check check
Bill Pay check check
Direct Deposit check check
Notary Services check check
Phone Pal check check
Premium Checking Account Maintenance Fee (monthly) $6.00 N/A
Minimum to Open Account $25.00 $25.00


“Friendly service and great products offered to members.”

– Sheila C


“The best thing of all is when I go there, I feel like y’all know me and I’m not just another customer. As far as the banking in general, y’all look after my accounts. ANYTHING questionable and I’m getting a text asking if it’s fraud. Y’all are my money guardian angels!”

– Kathy B.


“Consistently excellent customer service. I started at Partners because they offered a great rate on a car loan and have now moved most of my banking because of the service and quality of their products and services! I highly recommend banking with them!!”

– Tony M.

Occasional Overdraft Privilege Service

Partners Financial is proud to offer our valued members a convenient service called OOPS! Our Occasional Overdraft Privilege Service allows protection from unexpected charges that accidentally send your account into overdraft. Not all surprises are welcome but we’re always here for you!

Choose Partners Financial For Your Banking Needs

Why choose Partners Financial over other financial institutions? The difference lies in our trusted customer service and outstanding products designed to help members like you achieve your financial goals. Become a member today and enjoy quality banking solutions, lower rates, higher yields, and fewer fees.

Contact Us

Access Additional Services

Click here for an Account Change Card (existing members)
Click here for an Account Switch Kit
Click here for the PFFCU Check Order Form

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).