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How To Choose The Best Checking Account

Posted on September 5, 2019
When choosing the best checking account for you, there are many options available. The key to picking the best checking account is knowing what you want from an account and how the various options can best serve you. Whether you choose a rewards account, a high-yield account, or another one altogether, you can find something that works great for your financial needs. Keep reading to learn about the different checking ...Read More
can i get a credit card today

Can I Get A Credit Card Today?

Posted on August 2, 2019
Applying for a credit card can take almost no time at all, but approval and receiving your card may take a bit longer. In most cases, you’ll have to wait several days before you can start using your new credit card. But what if you need to use it right now? You’re probably wondering, “Can I get a credit card today?”. The time the process takes depends on you and ...Read More
what are the best credit card offers

What Are The Best Credit Cards?

Posted on July 31, 2019
The right credit card helps you manage your finances, build credit, or earn rewards. Finding one that suits your needs can be challenging, though, as you compare dozens of available options. To narrow down what are the best credit cards, you need to determine why you want one in the first place. This answer helps you find a card that meets your needs and goals. What Are The Best Credit ...Read More
how to build credit with a credit card

How To Build Credit With A Credit Card

Posted on June 27, 2019
Good credit is essential for most consumers. A good credit rating and history can increase your access to favorable mortgage and car loan terms as well as improve your employment opportunities. Many factors affect your credit score, including credit usage. For this reason, consider how to build credit with a credit card. Tips For How To Build Credit With A Credit Card With the right card and responsible credit card ...Read More
difference between secured and unsecured credit cards

The Difference Between Secured & Unsecured Credit Cards

Posted on June 27, 2019
Five thousand years ago, ancient Mesopotamians used valueless clay tablets to represent currency when trading. Today, we use credit cards. In fact, you can access hundreds of credit cards in two categories--secured and unsecured. Each type of card offers benefits and includes drawbacks. To decide which type of credit card is right for you, understand the difference between secured and unsecured credit cards. What Are Secured Credit Cards? Credit unions, ...Read More
what credit card should i get

What Credit Card Should I Get?

Posted on June 4, 2019
A credit card gives you the freedom to spend on the go. The right credit card certainly can improve your life, but dozens of options make choosing a credit card confusing. Factors For Deciding What Credit Card You Should Get Consider several factors to help you choose the right credit card for you. Know Your Current Credit Health Your credit score and use of credit in the past affect your ...Read More
what credit card should i get

The Best Type Of Credit Card To Build Credit

Posted on May 31, 2019
Building credit is important for your financial health and your future. A strong credit score could improve your chances of obtaining favorable loan terms, including a low-interest rate and high borrowing limit. Employers even use your credit score to determine if you’ll be a responsible employee. Whether you’ve just graduated from college and want to establish credit, plan to purchase your first home or want to qualify for a job ...Read More
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How A Credit Card Balance Transfer Works

Posted on April 18, 2019
Life gets expensive and often you’re left with having to accumulate a little bit of debt in order to accomplish certain goals. However, credit cards are handy in emergencies, offering a helping hand when there’s nowhere else to turn. Yet, if you find that your debt and current interest rate is becoming too high to manage, you have the option to take advantage of a lower interest rate credit card ...Read More
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Developing a Storm Preparedness Plan for Your Boat: Tropical Storms and Hurricanes

Posted on February 15, 2019
The summer season has the potential to bring fun-filled days and enjoyment for many boat owners. Experienced mariners know fickle weather is a fact of life, but some weather events have the potential to seriously damage or even destroy your vessel. If a tropical storm or hurricane is forecast on the horizon, having a plan in place can help you to prepare your boat for many possible circumstances — whether ...Read More
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Tips to Check Tire Tread

Posted on January 15, 2019
Tire problems are thought to be a factor in one out of 11 vehicle crashes.1 Blowouts, tread separation, under inflation, and worn treads—the grooves in your tires that offer stability and traction—are some of the tire problems associated with these crashes. Like a pair of sneakers that get more slippery with use, your tires lose their ability to grip the road as their treads wear down. Checking your tire treads can ...Read More

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

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Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

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