5 Questions to Ask Your Car Insurance Rep

Posted on August 15, 2018
When it comes to choosing a car insurance policy, many of us let premium price drive our decisions. But cutting corners on cost could leave you underinsured and overexposed to the risks of the road. Fortunately, it’s easy to strike a balance between affordability and adequate coverage when you have the right information.1 Remember: your insurance representative is a valuable resource. Asking these five questions before you purchase a car policy ...Read More

4 Things Every Renter Needs to Know About Renters Insurance

Posted on July 15, 2018
Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you're a longtime renter or starting out in your first place renters insurance policies provide important benefits and coverage. If a fire or similar incident destroyed your home and you didn't have renters coverage, it ...Read More

Discontinuing Old Routing Numbers as of August 1, 2018

Posted on July 11, 2018
Effective August 1, 2018, any ACH items or checks submitted to the Federal Reserve with the discontinued routing numbers listed below will automatically be sent back by the Federal Reserve, and the credit union will not receive the items.  Affected members have been notified by mail. The routing numbers being discontinued effective August 1 are: 251082576  (former Southern States Credit Union) 251082152  (former C&O Credit Union) 251082372  (former Reymet Credit Union) All PFFCU members should ...Read More

How Does Renters Insurance Work?     

Posted on June 15, 2018
If you rent an apartment or home, you might not be thinking about insurance. After all, you don’t own the building and your landlord may have insurance in case something happens. But if your living room is damaged in a fire, your landlord’s policy likely won’t cover your brand new laptop or your vintage vinyl record collection. Renters insurance helps protect your personal property inside your apartment — your electronics, ...Read More

What are the Benefits of Personal Loans?

Posted on May 21, 2018
Personal loans are an ideal solution for your financial needs, thanks to their flexibility and affordability. Different lending options are available especially if you have average or better credit. The better your credit, the fewer limitations on your personal loan. Regardless of your unique circumstances, personal loans are often the best route to take for funding life’s anticipated, or unexpected, adventures.   6 Benefits of Personal Loans Here’s a closer look ...Read More

What Are The Best Ways to Consolidate Debt?

Posted on May 17, 2018
Are you struggling to pay down your debt? Do you look at your credit card statements each month and wonder – will they ever go down? If so, you are far from alone. To truly pay down debt, you need to put as much as possible towards that debt. It is easier said than done especially when you’re trying to do this on multiple loans. Debt consolidation is a great ...Read More

How the Home Insurance Claim Process Works

Posted on May 15, 2018
Owning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind. While insurance carriers can handle claims in different ways, here are some basic steps in the process. If Your Home ...Read More

Information You May Need for a Homeowners Insurance Quote

Posted on April 15, 2018
Getting a homeowners quote can only take a few minutes when you have all of your information at hand. Knowing the details of your house, including what kind of safety features you have installed, may help you qualify for money-saving discounts and help ensure that you choose the coverage that meets your needs. There can be more questions involved in getting a homeowners quote than a car insurance quote, so ...Read More

5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage

Posted on March 15, 2018
You may think that a homeowners insurance policy provides adequate coverage for all your valuables, but policies may provide limited or no coverage for certain items -- including generally expensive items — that are damaged or stolen. For example, many homeowners policies generally have a $1,000 or $1,500 coverage amount for jewelry if the loss is due to theft. Such limits are in place to help keep homeowners policies affordable. However, if ...Read More

5 Steps to Create a Home Inventory Checklist

Posted on January 21, 2018
After a fire, burglary or another event in which you lost possessions from your home, it may be difficult to remember the details of every one of the belongings that you have accumulated over the years. In this situation, having a current inventory of your possessions, including make and model numbers, may help you with any potential insurance claims. Taking the time to document your belongings now can help you ...Read More
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