Blog


a women signs to refinance her mortgage

Is It Worth It To Refinance Your Mortgage?

Posted on February 16, 2021
If you’re a homeowner, you’ve probably heard of and possibly considered refinancing your mortgage. However, it can seem challenging to weigh the costs and hassle of refinancing your mortgage against the financial benefits you could reap.  To help you decide if it’s worth refinancing your mortgage, we'll cover the common reasons for refinancing. We’ll also share the critical things to consider when refinancing a mortgage. When you refinance your mortgage, ...Read More
a man considers refinancing his mortgage

The Best Way to Refinance a Mortgage

Posted on February 11, 2021
Taking advantage of low-interest rates through a mortgage refinance can be a smart move, but refinancing is not a ‘one size fits all’ solution. There’s a lot to consider when deciding on the best way to refinance your mortgage.  When you refinance your mortgage, you pay off your existing loan with a new loan with a different interest rate or term length. Many factors go into a refinance, from your ...Read More
an overhead shot of a couple with a calculator and paperwork for refinancing their mortgage

What Documents Do I Need To Refinance My Mortgage

Posted on February 4, 2021
When it comes to refinancing your home, the process can seem like an endless stream of paperwork. Unfortunately, missing documentation can result in the refinancing process taking a lot longer than you might have hoped.  Time is money, and getting that lower interest rate as quickly as possible is the goal! To that end, there are ways to make the process proceed more smoothly. One way to streamline the process ...Read More
a line of traditional homes on a suburban street

Finding The Best Mortgage Refinance Rates

Posted on January 29, 2021
If you have a mortgage, you’ve probably heard of or thought about refinancing it. Maybe you’re not happy with your current mortgage, or you’ve noticed a serious drop in current rates and are wondering if you can get an even better deal. Knowing when to refinance, how to find low refinance rates, and what mortgages will actually save you money can be difficult. Here’s some advice to get you on ...Read More
a couple looks at interest rates online to determine if they should refinance their mortgage

Should I Refinance My Mortgage?

Posted on January 20, 2021
When you agree to a mortgage, sometimes things change. For example, your credit score could go up, or interest rates could drop. Maybe you have a new job with additional monthly income, or maybe you’ve lost a source of your monthly income. The good thing is that a mortgage isn’t always permanently binding. Most mortgages allow you the option to refinance. Refinancing is when you pay off your original mortgage ...Read More
a couple on their couch at home looking at the costs of refinancing online

How Much Does It Cost to Refinance A Mortgage?

Posted on December 4, 2020
If you want to save money on your mortgage, refinancing can help you achieve that goal. Refinancing can lower your monthly payment, decrease your interest rate, or shorten your loan term. However, some costs go along with refinancing your mortgage. Being aware of these fees can help you determine if the benefits of refinancing outweigh the total price it will cost you.  Benefits of Mortgage Refinancing Refinancing your mortgage means ...Read More
thumbnail

How To Refinance Your Mortgage

Posted on November 24, 2020
When interest rates fall, the first thing on your mind might be refinancing your mortgage. For good reason too - since refinancing can save you tens of thousands of dollars over the life of your loan. Refinancing is when you use a new loan, typically with a different interest rate and term, to pay off your old mortgage. This means you transition from paying the money back on one mortgage ...Read More
thumbnail

7 Tips For First Credit Card Holders

Posted on September 24, 2020
Getting a credit card is an important part of building a great credit score – something you need to do if you’re planning on leasing an apartment, buying a house, buying a car, taking out a loan, or pretty much anything that requires proof you are trustworthy with your finances. Borrowing money, and paying it back on time, is the key to building your credit – that’s where credit cards ...Read More
Couple using laptop to research secured vs unsecured credit cards

The Difference Between Secured & Unsecured Credit Cards

Posted on September 10, 2020
Five thousand years ago, ancient Mesopotamians used valueless clay tablets to represent currency when trading. Today, we use credit cards. In fact, you can access hundreds of credit cards in two categories–secured and unsecured. Each type of card offers benefits and includes drawbacks. To decide which type of credit card is right for you, you must understand the difference between secured vs. unsecured credit cards. What Are Secured Credit Cards? ...Read More
woman researching how to switch checking accounts

How To Switch Checking Accounts

Posted on January 7, 2020
If you currently have a checking account, but you’re thinking of switching to another one, you might be wondering how to make such a significant financial change. Your financial institution wants to keep your business, so the idea of you switching accounts isn’t good news for them. Subsequently, it isn’t always the most straightforward process for you. Sometimes the number of steps required can make you stick around to avoid ...Read More

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).