A happy couple stands in front of their new car after securing a car loan with fair credit.

6 Steps to Getting a Car Loan With Fair Credit

Posted on January 11, 2022
Everyone deserves a chance to make amends and that's especially true when it comes to your credit score. There's no reason a few mistakes in your financial history should stand in the way of a good auto loan.  By following some simple steps, you should be able to bounce back from the past and enjoy a secure future. Read on to find out how you can qualify for a car ...Read More
a man buys a used luxury car from a private seller and they shake hands after sealing the deal

How to Get a Loan for a Used Car When Buying From a Private Seller

Posted on January 4, 2022
Buying a used car is a great choice for many people. Used cars hold their value better than new cars. Plus, they come in all shapes and sizes to suit every budget and lifestyle.  But what can you do if you see your ideal car for sale in a place that's not a traditional dealership? Read on to find out how to get a loan for a used car from ...Read More
A father sits with his daughter behind the wheel of a car when a mother smiles after refinancing a car loan

The Pros and Cons of Refinancing a Car

Posted on December 2, 2021
Refinancing a car loan can save you a good amount of money over the lifetime of the loan and even significantly lower your monthly payment. However, it may not always be the right financial move for you. We’ll cover the pros and cons of refinancing a car and when you should consider pursuing a new auto loan. Pros of an Auto Refinance Most applicants for an automotive refinance are great ...Read More
An African American woman smiles while holding on to the door of a bright red car.

Comparing the Costs of Buying a New vs. Used Car

Posted on November 19, 2021
You can feel it: it’s time to go car shopping. It can happen for any number of reasons.  Maybe a new commute further away means you need to save money by switching to a more fuel-efficient car. On the other hand, maybe you’ve been walking, biking, or taking public transportation, but it’s time to switch to a vehicle. Changes in the size of your family also affect the financial decisions ...Read More

Where to Get an Auto Loan: Bank vs. Credit Union

Posted on November 12, 2021
When it comes time to obtain your next auto loan, you might be wondering where you can go to get the best possible rates and the best deal. Who comes out ahead in the auto loan bank vs. credit union debate? Offerings for auto loans from banks vs. credit unions can vary widely, but typically credit unions are able to offer more favorable terms and better service. Keep reading to ...Read More
a young woman excitedly holding the no credit credit card she was approved for

5 Ways to Build Credit When You Have None

Posted on September 20, 2021
Getting approved for financing is one of those classic chicken vs. egg situations. You need to prove your credit history to get the loan or credit card you want -- but you can't build credit if you've never had a loan or credit card in the first place.   Luckily, there are a few simple ways you can start building your credit score today so that you'll be able to borrow ...Read More
a man checking his credit score on a tablet notebook

Understanding and Improving Your Credit Score

Posted on September 8, 2021
You may be in the market to purchase a new car, apply for a credit card or even purchase a home but wondering how to pay for a significant expense over a period of time. When cash may not be an option, credit is the next best alternative. Credit establishes your ability to borrow money with the understanding that you’ll pay it back at a later time. In today’s world, ...Read More
An African American couple uses a credit card to purchase flowers.

Are Store Credit Cards Bad?

Posted on August 31, 2021
Getting financing from the same place where you're buying the product sounds like a great idea. You might buy all your household items with a same-brand credit card, or you might have a handy card you use only for gas. This will make it easy to track and trace your spending at that store while enjoying special member-only discounts and rewards. But beware of drawbacks.  Many store credit cards have ...Read More
A happy African American couple review bills, pleased that automatic payments have kept their accounts up to date.

Why You Should Set Up Automatic Payments

Posted on August 17, 2021
If you’ve never considered paying your bills with automatic payments, you could be missing out on a very beneficial and convenient way to manage your expenses. Automatic payments can save you time and money, help boost your credit, and bring you peace of mind. Read on to learn more about automatic payments, how to set them up and manage them, and how they can help your finances. What are automatic ...Read More
a close-up view of a colorful stack of credit cards

What to Look for When Applying for a Credit Card

Posted on July 27, 2021
Credit cards rarely go out of style. On average, Americans have three credit cards. And, with offerings of 0 percent interest promotions, inexpensive balance transfers, cash rewards, and other benefits, it may be a good time to apply for a new card.  But what do you look for when applying for a credit card? Not all credit card offers are good ones, and there are things you will want to ...Read More

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).