a young woman smiling about getting her first credit card with no credit, holding her cell phone in one hand and her card in the other

How to Get a Credit Card With No Credit

Posted on July 19, 2021
Building credit can seem like an impossible feat if you’ve never had a credit card before. It may seem even more daunting if you’re trying to improve your credit after not caring for it in the way you should.  Continue reading to learn more about how your credit can impact your lending options, as well as some tips and tricks you can use to get a credit card even if ...Read More
parents teaching their child good financial habits by saving money in a piggy bank

Good Financial Habits You Should Adopt

Posted on July 6, 2021
Just like making an effort to engage in good health habits can improve your physical health, adopting good financial habits can improve your financial health—no matter your starting point.  Below, we'll discuss seven financial habits you can implement to set yourself on the right path for the next month, the next year, and the next decade. Set Financial Goals Creating habits such as setting aside money in savings each time ...Read More
a calculator sitting on a yellow background with the word refinance spelled in block letters

Using A Refinance Mortgage Rates Calculator

Posted on March 30, 2021
When you are considering refinancing your mortgage, it can be difficult to compare loans with different APRs and terms. One of the best tools available to help you understand and compare mortgages is a refinance mortgage rates calculator. This is particularly true for refinancing when you want to save as much money as possible. However, it can be a bit confusing to know what information you need to plug in ...Read More
a women signs to refinance her mortgage

Is It Worth It To Refinance Your Mortgage?

Posted on February 16, 2021
If you’re a homeowner, you’ve probably heard of and possibly considered refinancing your mortgage. However, it can seem challenging to weigh the costs and hassle of refinancing your mortgage against the financial benefits you could reap.  To help you decide if it’s worth refinancing your mortgage, we'll cover the common reasons for refinancing. We’ll also share the critical things to consider when refinancing a mortgage. When you refinance your mortgage, ...Read More
a man considers refinancing his mortgage

The Best Way to Refinance a Mortgage

Posted on February 11, 2021
Taking advantage of low-interest rates through a mortgage refinance can be a smart move, but refinancing is not a ‘one size fits all’ solution. There’s a lot to consider when deciding on the best way to refinance your mortgage.  When you refinance your mortgage, you pay off your existing loan with a new loan with a different interest rate or term length. Many factors go into a refinance, from your ...Read More
an overhead shot of a couple with a calculator and paperwork for refinancing their mortgage

What Documents Do I Need To Refinance My Mortgage

Posted on February 4, 2021
When it comes to refinancing your home, the process can seem like an endless stream of paperwork. Unfortunately, missing documentation can result in the refinancing process taking a lot longer than you might have hoped.  Time is money, and getting that lower interest rate as quickly as possible is the goal! To that end, there are ways to make the process proceed more smoothly. One way to streamline the process ...Read More
a line of traditional homes on a suburban street

Finding The Best Mortgage Refinance Rates

Posted on January 29, 2021
If you have a mortgage, you’ve probably heard of or thought about refinancing it. Maybe you’re not happy with your current mortgage, or you’ve noticed a serious drop in current rates and are wondering if you can get an even better deal. Knowing when to refinance, how to find low refinance rates, and what mortgages will actually save you money can be difficult. Here’s some advice to get you on ...Read More
a couple looks at interest rates online to determine if they should refinance their mortgage

Should I Refinance My Mortgage?

Posted on January 20, 2021
When you agree to a mortgage, sometimes things change. For example, your credit score could go up, or interest rates could drop. Maybe you have a new job with additional monthly income, or maybe you’ve lost a source of your monthly income. The good thing is that a mortgage isn’t always permanently binding. Most mortgages allow you the option to refinance. Refinancing is when you pay off your original mortgage ...Read More
a couple on their couch at home looking at the costs of refinancing online

How Much Does It Cost to Refinance A Mortgage?

Posted on December 4, 2020
If you want to save money on your mortgage, refinancing can help you achieve that goal. Refinancing can lower your monthly payment, decrease your interest rate, or shorten your loan term. However, some costs go along with refinancing your mortgage. Being aware of these fees can help you determine if the benefits of refinancing outweigh the total price it will cost you.  Benefits of Mortgage Refinancing Refinancing your mortgage means ...Read More

How To Refinance Your Mortgage

Posted on November 24, 2020
When interest rates fall, the first thing on your mind might be refinancing your mortgage. For good reason too - since refinancing can save you tens of thousands of dollars over the life of your loan. Refinancing is when you use a new loan, typically with a different interest rate and term, to pay off your old mortgage. This means you transition from paying the money back on one mortgage ...Read More

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