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Finding The Best Mortgage Refinance Rates

Posted on January 29, 2021
If you have a mortgage, you’ve probably heard of or thought about refinancing it. Maybe you’re not happy with your current mortgage, or you’ve noticed a serious drop in current rates and are wondering if you can get an even better deal. Knowing when to refinance, how to find low refinance rates, and what mortgages will actually save you money can be difficult. Here’s some advice to get you on ...Read More
a couple looks at interest rates online to determine if they should refinance their mortgage

Should I Refinance My Mortgage?

Posted on January 20, 2021
When you agree to a mortgage, sometimes things change. For example, your credit score could go up, or interest rates could drop. Maybe you have a new job with additional monthly income, or maybe you’ve lost a source of your monthly income. The good thing is that a mortgage isn’t always permanently binding. Most mortgages allow you the option to refinance. Refinancing is when you pay off your original mortgage ...Read More
a couple on their couch at home looking at the costs of refinancing online

How Much Does It Cost to Refinance A Mortgage?

Posted on December 4, 2020
If you want to save money on your mortgage, refinancing can help you achieve that goal. Refinancing can lower your monthly payment, decrease your interest rate, or shorten your loan term. However, some costs go along with refinancing your mortgage. Being aware of these fees can help you determine if the benefits of refinancing outweigh the total price it will cost you.  Benefits of Mortgage Refinancing Refinancing your mortgage means ...Read More
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How To Refinance Your Mortgage

Posted on November 24, 2020
When interest rates fall, the first thing on your mind might be refinancing your mortgage. For good reason too - since refinancing can save you tens of thousands of dollars over the life of your loan. Refinancing is when you use a new loan, typically with a different interest rate and term, to pay off your old mortgage. This means you transition from paying the money back on one mortgage ...Read More
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7 Tips For First Credit Card Holders

Posted on September 24, 2020
Getting a credit card is an important part of building a great credit score – something you need to do if you’re planning on leasing an apartment, buying a house, buying a car, taking out a loan, or pretty much anything that requires proof you are trustworthy with your finances. Borrowing money, and paying it back on time, is the key to building your credit – that’s where credit cards ...Read More
Couple using laptop to research secured vs unsecured credit cards

The Difference Between Secured & Unsecured Credit Cards

Posted on September 10, 2020
Five thousand years ago, ancient Mesopotamians used valueless clay tablets to represent currency when trading. Today, we use credit cards. In fact, you can access hundreds of credit cards in two categories–secured and unsecured. Each type of card offers benefits and includes drawbacks. To decide which type of credit card is right for you, you must understand the difference between secured vs. unsecured credit cards. What Are Secured Credit Cards? ...Read More
woman researching how to switch checking accounts

How To Switch Checking Accounts

Posted on January 7, 2020
If you currently have a checking account, but you’re thinking of switching to another one, you might be wondering how to make such a significant financial change. Your financial institution wants to keep your business, so the idea of you switching accounts isn’t good news for them. Subsequently, it isn’t always the most straightforward process for you. Sometimes the number of steps required can make you stick around to avoid ...Read More
man excited he got the best free checking account

Best Free Checking Accounts: 10 Things To Look For Before Opening

Posted on December 8, 2019
Many banks and credit unions will try to entice you with various perks in exchange for opening a free checking account with them. While the incentives may seem appealing, you always want to read the fine print. This is the only way to know for sure what checking accounts are free. Otherwise, you could find yourself with a free checking account that isn’t as free as you thought. How To ...Read More
couple balancing high yield checking account

5 Reasons High Yield Checking Accounts Are Worth It

Posted on November 26, 2019
Wouldn't you like to watch your money grow without doing anything to make it happen? That's one of the benefits of opening a high yield checking account. When you select an account with a high annual percentage rate, you can experience the joy of watching the funds in your account increase without doing anything different than you'd typically do. What Is A High Yield Checking Account? A high yield checking ...Read More
woman using no-fee checking account at atm

Free Checking Accounts: How To Get More For Your Money

Posted on November 5, 2019
What do you like to spend your money on? Home furnishings? Investments? Savings? Vacations? How about monthly maintenance fees for your checking account? While you likely agree with at least one of the first options, we doubt that spending money on monthly maintenance fees is something you like or look forward to. In that case, opening a checking account with no monthly fee is probably the best thing for you. ...Read More

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Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).