Category Archives: Loans


Where to Get an Auto Loan: Bank vs. Credit Union

Posted on November 12, 2021
When it comes time to obtain your next auto loan, you might be wondering where you can go to get the best possible rates and the best deal. Who comes out ahead in the auto loan bank vs. credit union debate? Offerings for auto loans from banks vs. credit unions can vary widely, but typically credit unions are able to offer more favorable terms and better service. Keep reading to ...Read More
a young woman excitedly holding the no credit credit card she was approved for

5 Ways to Build Credit When You Have None

Posted on September 20, 2021
Getting approved for financing is one of those classic chicken vs. egg situations. You need to prove your credit history to get the loan or credit card you want -- but you can't build credit if you've never had a loan or credit card in the first place.   Luckily, there are a few simple ways you can start building your credit score today so that you'll be able to borrow ...Read More
a calculator sitting on a yellow background with the word refinance spelled in block letters

Using A Refinance Mortgage Rates Calculator

Posted on March 30, 2021
When you are considering refinancing your mortgage, it can be difficult to compare loans with different APRs and terms. One of the best tools available to help you understand and compare mortgages is a refinance mortgage rates calculator. This is particularly true for refinancing when you want to save as much money as possible. However, it can be a bit confusing to know what information you need to plug in ...Read More
a women signs to refinance her mortgage

Is It Worth It To Refinance Your Mortgage?

Posted on February 16, 2021
If you’re a homeowner, you’ve probably heard of and possibly considered refinancing your mortgage. However, it can seem challenging to weigh the costs and hassle of refinancing your mortgage against the financial benefits you could reap.  To help you decide if it’s worth refinancing your mortgage, we'll cover the common reasons for refinancing. We’ll also share the critical things to consider when refinancing a mortgage. When you refinance your mortgage, ...Read More
a man considers refinancing his mortgage

The Best Way to Refinance a Mortgage

Posted on February 11, 2021
Taking advantage of low-interest rates through a mortgage refinance can be a smart move, but refinancing is not a ‘one size fits all’ solution. There’s a lot to consider when deciding on the best way to refinance your mortgage.  When you refinance your mortgage, you pay off your existing loan with a new loan with a different interest rate or term length. Many factors go into a refinance, from your ...Read More
an overhead shot of a couple with a calculator and paperwork for refinancing their mortgage

What Documents Do I Need To Refinance My Mortgage

Posted on February 4, 2021
When it comes to refinancing your home, the process can seem like an endless stream of paperwork. Unfortunately, missing documentation can result in the refinancing process taking a lot longer than you might have hoped.  Time is money, and getting that lower interest rate as quickly as possible is the goal! To that end, there are ways to make the process proceed more smoothly. One way to streamline the process ...Read More
a line of traditional homes on a suburban street

Finding The Best Mortgage Refinance Rates

Posted on January 29, 2021
If you have a mortgage, you’ve probably heard of or thought about refinancing it. Maybe you’re not happy with your current mortgage, or you’ve noticed a serious drop in current rates and are wondering if you can get an even better deal. Knowing when to refinance, how to find low refinance rates, and what mortgages will actually save you money can be difficult. Here’s some advice to get you on ...Read More
a couple looks at interest rates online to determine if they should refinance their mortgage

Should I Refinance My Mortgage?

Posted on January 20, 2021
When you agree to a mortgage, sometimes things change. For example, your credit score could go up, or interest rates could drop. Maybe you have a new job with additional monthly income, or maybe you’ve lost a source of your monthly income. The good thing is that a mortgage isn’t always permanently binding. Most mortgages allow you the option to refinance. Refinancing is when you pay off your original mortgage ...Read More

Personal Loans For Bad Credit – Are They Right For You?

Posted on November 30, 2018
A personal loan is a great option for an individual who needs a bit of financial help. However, their accessibility relies heavily on credit.   Personal loans for bad credit are not easy to obtain because they create a great deal of risk for the lender. And, they may not always be the ideal option for the borrower either. If your credit is not the best, but you want or ...Read More

What’s The Best Financial Institution For Personal Loans?

Posted on November 14, 2018
  When you need a personal loan, you need flexibility. You need a lender willing to help you out and listen to your situation. The best bank for personal loans must provide you with a few fundamentals. The financial institution should lend you enough to handle your needs while also remaining affordable. Finding The Best Bank For Personal Loans When it comes to flexible lending and practical costs, a credit ...Read More

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).