Privacy Policy

What Does Partners Financial Federal Credit Union Do with Your Personal Information?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and name
• Account balances and payment history
• Creditworthiness and credit history

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Partners Financial Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does PFFCU share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	No
For our affiliates’ everyday business purposes — information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes — information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	No

 

To Limit Our Sharing

Call 800-321-5617 or use this mail-in form.

Who is providing this notice?

Partners Financial Federal Credit Union

How does PFFCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PFFCU collect my personal information?

We collect your personal information, for example, when you

• Open an account or deposit money
• Apply for a loan or pay your bills
• Use your debit or credit card We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes—information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account unless you tell us otherwise.

Definitions

Affiliates Companies
Related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies such as financial, mortgage and insurance companies.

Nonaffiliates Companies
Not related by common ownership or control. They can be financial and nonfinancial companies.
PFFCU does not share with nonaffiliates so they can market to you.

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include our affiliates only.

Other Important Information

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Call 804-649-2957 or go to www.partnersffcu.org

 

Last revised 12/2011