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When Are Personal Loans A Good Idea?

Posted on October 31, 2017
Personal loans are different from mortgages, credit cards, and other types of credit. While a mortgage loan secures a home and an auto loan secures a vehicle, a personal loan can be used for a wider range of reasons. Personal loans can finance large purchases, cover unexpected expenses, or even pay for home remodeling projects. There are a number of times in life when you may find yourself considering a ...Read More
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Your Guide To Personal Loans for Debt Consolidation

Posted on October 18, 2017
  Get out of debt with a Debt Consolidation Loan Having debt can feel like being stuck in the trenches, with no easy way to get out. However, debt consolidation has been the rope many people have used to break themselves free of past due bills. While there are many ways of managing debt, you can save a lot of money in the long-term with a personal loan for debt ...Read More
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Understanding The Different Types Of Credit Cards

Posted on October 6, 2017
There are several types of credit cards; it can be difficult to know which one would work best for you if you don’t understand the details involved with each one. Aside from the fact that there are credit cards designed to fit nearly every income level and credit history, there can also be several levels involved within a single card company’s offerings. These levels might include differing interest rates, varying ...Read More
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Answers To 6 First-Time Credit Card Holder Questions

Posted on September 13, 2017
Building a good credit history is essential for making the most of your financial options. Credit cards are an important part of cultivating a viable and useful credit history. However, getting a credit card for the first time can be somewhat intimidating. The “fine print” included in most credit card agreements is enough to overwhelm even seasoned credit card customers, and probably raises more questions than answers for prospective cardholders. ...Read More
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The Relationship Between Personal Loans & Credit Scores

Posted on September 5, 2017
The Relationship Between Personal Loans & Credit Scores Everyone runs into situations when a little extra money could be the difference between catastrophe and minor inconvenience. Personal loans can help you smooth over rough spots in your financial life or pay for large, otherwise unmanageable purchases. An unsecured personal loan can ensure you have the available cash for tackling financial obstacles without collateral. There are several ways your credit score ...Read More
Personal Loans

Personal Loans: 3 Ways To Use Them And Two Ways Not To Use Them

Posted on August 1, 2017
Like most people, you probably don’t relish the idea of carrying debt. However, also like most people, you’ll likely run into a situation where you need a quick infusion of cash to solve an otherwise insurmountable problem. That’s where a personal loan can come in very handy. Used wisely, personal loans can help get you out of a tight spot. Used unwisely, though, a personal loan can trigger a cascade ...Read More
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5 Things To Consider When Shopping For Personal Loans

Posted on July 4, 2017
There are so many types of loans available today that choosing the one for your needs can become very difficult. While some loans are for specific needs, like auto loans for buying a car, home loans for buying a home, or student loans for paying education costs, some loans are more ambiguous. One of these is the “personal loan.” Personal loans share some similarities with other common loan types, but ...Read More
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The Benefits Of Mobile Banking

Posted on June 23, 2017
The next generation of tools to manage your money includes a host of mobile banking options. Mobile banking is still relatively new in the banking world, but it’s quickly gaining popularity for its security, accessibility and more. It’s not hard to see why mobile banking is becoming so popular once you start exploring some of its benefits. Mobile Banking Gives You More Control Mobile banking gives you the option of ...Read More
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Severe Weather and Emergencies

Posted on January 1, 2016
In the event of a severe storm, natural disaster or other emergency that would affect our normal operations, please tune to WRIC-8 and WTVR-6 on-air or on-line for branch closings or delayed openings. You may also check the "community closings" list at www.nbc12.com for information.

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

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A $15 Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $600. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

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Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

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