Current Deposit Rates

Partners Financial Federal Credit Union offers exceptional rates on certificates and money market accounts! NCUA insured up to $250,000.

Share Certificates Money Market Accounts

Share Certificates

Special Share Certificate Promotion

Minimum Deposit         Term                      Rate           APY*

$20,000                        13 Months**         5.00%         5.13%

*APY = Annual Percentage Rate. Minimum investment is $20,000. Early withdrawal penalties will apply to certificated that have not reached maturity date. Promotion may end early if limit is reached. Limited time offer.

**If not withdrawn at maturity, certificate rolls to a 12-month share certificate at current 12-month rate after promotional period ends.

Deposit Rates Effective April 10, 2023

Investment RangeTime PeriodRateAPY*
$1,000 and up6 months2.002.02
$1,000 and up1 year2.252.27
$1,000 and up2 years2.752.78
$1,000 and up3 years3.003.04
$1,000 and up5 years3.503.56
*APY = Annual Percentage Yield

Account Limitations:
– Allowed up to two (2) withdrawals
Early redemption penalty on Certificates up to 1 year (up to $9,999): $100
Early redemption penalty on Certificates up to 1 year ($10,000 & up): $250
Early redemption penalty on Certificate terms 1 year or greater (up to $9,999): $250
Early redemption penalty on Certificate terms 1 year or greater ($10,000 & up): $350
Rates subject to change without notice. Fees may reduce earnings.

Money Market Accounts

Investment RangeRateAPY*
$3,000 – $24,9990.100.10
$25,000 – $74,9990.150.15
$75,000 and over0.200.20
*APY = Annual Percentage Yield

Dividend Information:
Dividends are calculated on the average daily balance; there will be a monthly crediting of dividends. The rate is variable, with the potential frequency for the rate changes being monthly. There are no limitations during the life of the account.
Minimum Balances:
Minimum daily balance of $3,000 must be maintained to avoid service fees and retain the annual percentage yield.
Account Limitations:
If the Money Market account drops below $3,000 more than once per quarter, the balance will be transferred to a regular share account and the Money Market account will be closed, unless specifically approved by the manager. On joint accounts, either party may close the account.
Fees:
Overdraft fee: $39.00
Excessive withdrawal fee: $25.00
Low balance fee: $15.00 per month when balance is below $3,000.
Rates subject to change without notice. Fees may reduce earnings.

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

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Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).

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