Loan Rates

Your rate is based on your overall financial profile, including credit score and debt-to-income ratio. Rates are subject to change without notice.

Credit Union Rates vs Bank Rates

Personal, Auto, Recreational

Personal, Auto, Recreational

All Personal, Auto, and Recreational Loan Rates are current.

Type of LoanLoan TermPlatinum Rate
Personal (Signature)10.49% APR*
New & Used Auto Loans (2010-2024)
Up to 48 months,
$5,000 min.
6.49% APR*
New & Used Auto Loans (2010-2024)Up to 66 months,
$7,500 min.
6.74% APR*
New & Used Auto Loans (2010-2024)
Up to 72 months,
$10,000 min.
6.99% APR*
New & Used Auto Loans (2010-2024)Up to 78 months,
$15,000 min.
7.49% APR*
New & Used Auto Loans (2010-2024)Up to 84 months,
$20,000 min.
8.24% APR*
Recreational Loans
Up to 48 months
6.49% APR*
Recreational Loans
Up to 75 months
6.99% APR*
Recreational Loans
Up to 120 months,
$30,000 min.
7.74% APR*
Recreational Loans
Up to 180 months,
$50,000 min.
8.99% APR*
Recreational Loans (2010-2015)Up to 48 months7.49% APR*
Recreational Loans (2010-2015)Up to 75 months7.99% APR*
Recreational Loans (2010-2015)Up to 120 months,
$30.000 min.
8.74% APR*

*The Annual Percentage Rate (APR), amount financed and loan term may vary depending upon your creditworthiness. Terms and amount loaned on vehicles is based on member’s overall financial profile, collateral loan/value and credit history. Please ask a loan officer for detailed information. Rates subject to change without notice.

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A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).