Welcome to Partners Financial Federal Credit Union
When you become a member of our full-service financial institution, you are a shareholder. Your membership is the key to many valuable financial services. We provide competitive interest rates on consumer loans and mortgages, higher rates on savings products and free or low-fee account services to our members.
Rates are still low, so whether you're
buying your first home or your next, we're here to help with clear,
easy-to-understand mortgages and personal service.
It's easier than you think to find a mortgage
that's just right for you!
Thinking About Refinancing?If you're looking to lower your monthly mortgage payment,
switch to a fixed rate, or even get cash out to finance a major expense, we have
the mortgage refinance information you need. Call us today!
If you don't have an
Imagine Checkingor an
Imagine Tunes account from Partners Financial, what are you waiting for? Go to
www.ImagineChecking.comor
www.ImagineTunes.com to find out why so many have already made the switch.
Lunch
will be provided. Seating is limited, so reserve your seat today! For questions
and to RSVP please contact: Reggie Moore at
(804) 592-2378or reggie@priceperkins.com
Changes To Your Overdraft Protection Service
You may
have heard about a new regulation that provides new consumer protections for
overdraft protection.
Beginning
July 1, if you want overdraft protection for ATM and one-time debit card
transactions, you must opt-in.
If you currently
have overdraft protection, these transactions are covered under your plan;
however, they will not be covered after August 15, 2010 unless you opt-in.
Your check and ACH transactions will continue
to be covered as always.
If you
decide not to opt-in, when you try to swipe your debit card for a purchase
without enough funds in your account, the transaction will be denied.
That might not be a big deal in some
circumstances, but what if your car is on empty and you’re standing at the gas
pump?
Or, what if you’re in the grocery
store checkout line with your groceries already bagged?
Why not avoid the inconvenience and
embarrassment?
For some,
overdraft protection provides a convenient safety net for inadvertent mistakes
in your checkbook, checks that may be unexpectedly returned, or if you initiate
a transaction before your deposit has posted.
The service
costs you nothing if you don’t use it and you have the ability to opt-out at any
time.
If you want us to authorize and
pay overdrafts on ATM and one-time debit card transactions, give us a call at
(804) 649-2957.
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA, National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
