You’ve come to the right place for your auto loan. Whether you need a loan for a new or used vehicle, or to refinance an existing auto loan, Partners Financial FCU will help you get there faster and with more money left in your pocket.
With Partners Financial FCU, you’ll always get low rates, exceptional local service, and terms up to 84-months to fit your needs and lifestyle. Get pre-approved today and make buying your next vehicle a breeze. See the many benefits of financing with us and then apply online.
Purchasing a car or truck is a major decision, but we’re here to help you every step of the way. Our auto loan resources are available to make the auto financing process easier.
While your credit score is part of the application, it is not the only or most important factor in our decision. We also look at your income, other debts, and the amount you want to borrow. In general, the higher your score, the greater your chance of approval. But we work with members with all credit scores to help them get financed.
Credit unions are member-owned not-for-profit financial institutions, so they pass on their profits to their members through lower rates and fewer fees. That alone means you’ll save money by financing through a credit union. But there are other benefits too.
Credit unions are known for their outstanding local service and commitment to their community. Loan decisions are made locally and not by an impersonal algorithm, so you’ll have a much more personable experience. And credit union members enjoy special benefits that aren’t usually offered by the bigger banks.
Getting pre-approved for an auto loan allows you to have more control over the car buying process. Dealers will know you’re a serious buyer, so they’re often more ready to work with you to help you find a car.
Also, since dealerships tend to offer some of the highest interest rates, you’ll likely save money when getting your auto financing through the credit union. You can get a pre-approval from the credit union before going to the dealer; however, we have relationships with most local dealers so you can shop and finance with us without leaving the dealership.
At Partners Financial, we are proud to offer you trusted customer service and outstanding products to help you achieve your financial goals.
*The Annual Percentage Rate (APR), amount financed and loan term may vary depending upon your creditworthiness. Terms and amount loaned on vehicles is based on member’s overall financial profile, collateral loan/value and credit history. Please ask a loan officer for detailed information. Maximum discounts do not apply to share secured and preferred line loans.
Rates subject to change without notice.