Used Car Loans – Apply Online Today

If you’re in the market for a used car, Partners Financial FCU is here to help!

Financing your purchase with us has never been easier. Simply apply online, and we’ll help you find the best used car for your lifestyle and budget. With an easy application and fast approval, you’ll be on the road in no time.

Used car loans feature:

  • Low, competitive interest rates
  • Straightforward application process
  • Flexible repayment options
  • Quick and personal service
  • Money-saving resources available

Apply Online

Used Car Loans: How To Get Started

When you choose Partners Financial FCU for your used car loan, the process is quick and simple. Once you become a member, you can begin your application.

Here, you will need to provide:

  • Loan Type
  • Loan Amount
  • Application Type (Individual or Joint)
  • Purpose of Loan

Once submitted, your application will be reviewed by one of our loan officers. This is done immediately within the office, so you’ll be hearing back from us in no time! Meanwhile, be sure to check out our Financing Options for more information and tips on the auto financing process.

Apply Online

Acceptance of this Application is contingent upon qualification for Credit Union Membership. All rates and terms are subject to change and some restrictions may apply.

Used Car Loan Rates

Partners Financial FCU offers competitive used car loan rates that help our members get behind the wheel faster. Let us lock in an affordable rate that you feel comfortable about with payment terms that fit your budget.

See Current Used Auto Loan Rates

Check out our Loan Rates Calculator to calculate your monthly payment amount. Just provide us with how much you plan to borrow, your loan’s annual interest rate, and your loan term, and you’ll receive an estimated monthly payment.

Apply Online

Used Car Loan Frequently Asked Questions

How do I know if the car I want is considered used?

We offer three levels of used car loan rate options. Used vehicles less than 5 years old, used vehicles between 5 and 10 years old and vehicles 10 or more years old.

What’s the longest term available for used car loans?

Depending on your model year, Partners Financial FCU offers financing up to 84 months for used cars less than 5 years old and up to 63 months for used cars between 5 and 10 years old.

Why are used auto loan rates more expensive than new?

New auto loan rates tend to be cheaper than used because used car values are more difficult to predict over time. Mileage and mechanical issues are factors that play into how much the lender will charge to make up for the unknown.

Finance Your Used Car With Us Today

At Partners Financial FCU, we want to be your partner in financing!

If a used car is what you’re looking for, we can help you find the perfect match with rates and terms that leave you feeling comfortable and secure.

Contact Us

*The Annual Percentage Rate (APR), amount financed and loan term may vary depending upon your creditworthiness. Terms and amount loaned on vehicles is based on the member’s overall financial profile, collateral loan/value and credit history. Please ask a loan officer for detailed information. Rates subject to change without notice.

You are leaving the Partners FFCU website and will be linked to an alternate Internet site not operated by the credit union. Partners FFCU is not responsible for the content of the alternate Internet website. Partners FFCU does not represent either the third party or you if the two of you enter into a transaction. Please be aware that privacy and security policies on the website to which you are being taken may differ from those practiced by Partners FFCU.

A $15. Convenience fee will be automatically added to your payment amount. Your maximum total payment amount (including the $15 convenience fee) cannot exceed $800. Payments initiated and approved by 3:00pm will be applied to your loan on the same business day. Payments initiated and approved after 3:00pm, or on a day that the credit union is closed (weekends and holidays), will be applied on the next business day. If you have a PFFCU debit card, please log into home banking to make your loan payment.

Please select OK to confirm and continue to the payment form.

Excludes mortgages and home equity lines of credit. A $25 fee is due at set-up for each loan. Loan must have been open for at least 6 months. Past due accounts do not qualify. One skip-a-pay allowed per calendar year (Jan-Dec).